Jumbo Mortgage - Green River

Flexibility, Opportunity,
& Tax Deductible

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Our Expertise Can Help You Purchase Your Dream Home with a Jumbo Mortgage Loan.

...My lawyer suggested I call Green River..(and) I could not believe the force, the determination and the professionalism his team has put into my file. The relationship that this company has with their lenders is incomparable to other brokers and bankers I have worked with in the past (this is my 3rd purchase). I am forever grateful to Green River for their expertise, professionalism and personal attention to my file. Great Work!!! - Viki Kalen

A Great Time to Save: Jumbo Mortgage Loan Rates are at Historic Lows

A Jumbo Loan is a type of mortgage with a loan amount that is higher than conforming mortgage loan limits, which is why it’s sometimes referred to as a “non-conforming” loan.

Conforming loan limits and jumbo loan limits are determined by Fannie Mae and Freddie Mac; the 2 largest purchasers of mortgages from lenders. These two institutions only buy mortgages meeting their guidelines for down payment, credit score, post-closing reserves, and loan size.

Jumbo loans provide the same flexibility as conforming loans, but because they are not offered by Fannie Mae or Freddie Mac, they’re sold on the secondary market. Due to this regulation, jumbo loans are slightly higher than conforming home loans.

In general, jumbo loans are for mortgages between $417,000 and $3,000,000.

Benefits of Jumbo Loans: Flexibility, Opportunity, & Tax Deductible

  • • Interest on a jumbo loan is tax deductible up to 1 million dollars.
  • • Jumbo mortgage loan rates are at historic lows, and in some circumstances, are even lower than conforming loans. This has been a trend for approximately two years.
  • • Want to see your credit score improve? Making your jumbo mortgage payments on time will rapidly improve your credit score.

Must Knows about Jumbo Loans:

  • • Jumbo mortgage loan rates are at historic lows, and in some circumstances, are even lower than conforming loans. This has been a trend for approximately two years.
  • • Want to see your credit score improve? Making your jumbo mortgage payments on time will rapidly improve your credit score.

Ideal Circumstances for Jumbo Mortgages:

  •   If you qualify for a jumbo loan, then it might especially right for you, if:
  • • You haven’t saved enough money to be within conforming loan limits, but you’re definitely able to afford a more expensive home.
  • • You want a permanent home for your family while your income increases over time. You’d like to bypass the “starter home” phase and avoid moving later on.
  • • The neighborhood where your desired home is located is surrounded by high-priced real estate.

Contact Us Today

Give us a ring at (866) 407-4418 or Fill out an easy online application today

Contact Us Today

Give us a ring at (866) 407-4418 or Fill out an easy online application today