Mortgage Rates - Green River

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Today’s Mortgage Rates

Program Rate APR Type
5/1 Arm2.87% Future Adjustments3.128%Adj.
15 Year2.86%3.089%Fixed
30 Year3.65%3.833%Fixed
Additional Mortgage Rate Information

Fixed vs. Adjustable rates

Fixed rate mortgages and Adjustable rate mortgages (ARM) are the 2 most common rate types for mortgage loans. Fixed rate mortgages are usually a little higher than adjustable rate mortgages but they can never change once you close. Some homeowners prefer fixed rate mortgages because the non-changing rate of interest ensures that their mortgage payments will always be the same.

Adjustable Rate Mortgages may offer a lower interest rate, and can be fixed for an initial period then begin to fluctuate on a monthly basis. In the case of a "5 Year ARM" (a common adjustable mortgage type), the loan is a 30 year loan, fixed for the first 5 years and then turns into an adjustable for the remaining 25 years. A borrower might decide on a loan like this if they plan to sell the home in a few years; it allows them to take advantage of the lower rate, knowing they'll sell before the adjustable portion kicks in.

Mortgage Rate Facts

  • • A fixed rate remains the same for the life of the loan.
  • • An adjustable rate mortgage (ARM) can be fixed for an initial period then begins to fluctuate with the market.
  • • Different lenders offer different rates depending of a number of factors.
  • • Having bad credit or poor payment history can mean you'll qualify for a higher rate than someone with perfect credit.

Contact Us Today

Give us a ring at (866) 407-4418 or Fill out an easy online application today

Contact Us Today

Give us a ring at (866) 407-4418 or Fill out an easy online application today