With top-tier loan officers and a stellar 4.9/5 star rating from 230 reviews, we ensure a smooth pre-qualification process. Let us help you take the first step towards owning your dream home.
Get prequalifiedWe get you pre-qualified to determine your budget.
we help you Find a home that fits your budget and needs.
you make an offer on the home with the help of one of our trusted realtors.
you close on the house and move in!
We provide a range of loan options to borrowers, including conventional loans, government-backed loans, adjustable-rate mortgages, and fixed-rate mortgages. Our seasoned mortgage brokers will guide you to the best loan option based on your financial situation and goals!
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We provide answers to common questions borrowers may have about the home buying process and mortgages.
See all Frequently Asked Questions...Mortgage brokers are often a better option than direct lenders like Wells Fargo and Rocket Mortgage because they have access to a wider range of loan options from multiple lenders that don't deal directly with borrowers. This allows brokers to shop around and find more competitive rates and terms that can save borrowers money in the long run. It's important to note that while mortgage brokers can only charge up to 2.75% of the loan amount legally, direct lenders like Chase and Bank of America may charge more. Overall, we offer the advantages of more options, competitive rates, and personalized support, making us a strong option for many borrowers.
Getting a mortgage loan as a self-employed individual can be more challenging than for someone with a traditional salary, but it is still possible. To increase your chances of approval, you will need to have a strong credit score, a sizeable down payment, and at least two years of consistent income. Additionally, you will need to have all necessary financial documents, such as tax returns and bank statements, in order and ready to provide to the lender. It may also be helpful to work with a mortgage broker who has experience working with self-employed borrowers and can guide you through the process.
We offer programs for borrowers with as low as 580 credit score. However, a higher credit score will improve your chances of getting approved for a mortgage loan, with the highest credit scores ranging from 800 to 850. Keep in mind that credit score is only one of the factors considered by lenders when evaluating mortgage loan applications, and other factors such as income, debt-to-income ratio, and employment history will also be taken into account.
We are licensed in AL, AZ, CA, CO, CT, DE, FL, GA, MD, MI, NJ, NY, NC, OR, PA, SC, TX, VA & WA.
Green River Capital Corp.1670 Old Country Road, Suite 220 - Plainview, NY 11803 | (866) 407-4418 / NMLS #886337 | Registered Mortgage Broker — NYS Department of Financial Services — All mortgage loans arranged with third party providers. | Licensed by the NJ Department of Banking and Insurance | Licensed by the FL Department of Financial Services | Licensed by the PA Department of Banking | Licensed by The CA Department of Business Oversight | Licensed by Connecticut Department of Banking | All Loans Arranged through third Party Providers | NMLS Consumer Access: http://www.nmlsconsumeraccess.org)
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